Heavenly Father, As a sinner, a liar, a cheat and an unworthy borrower I come before your throne of mercy.
Through relying on myself I have gotten into so must debts that I cannot pay back on my own. Father, my Lord and savior, please do not look at my unworthiness, but for the sake of those I owe, see me through these phase of my life and relying on your scriptures I will never be indebted to anyone again except in loving them.
Lord Jesus Christ have pity on me, for my spirit is troubled and my heart knows no peace or joy. Amen
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