Please pray for my family. We need a financial healing.
My husband was slow in his job last year, I found a rewarding job, our house payment ARM came up in June sending the payment to double!
I put in for a modification last April before the June first new payments would start, I paid our original payments because I could not afford the new high ones.
After almost one year, and first hearing we would get modified and now yesterday that it was denied (due to fact that the amount that I have due now is too high) Basically even though I made my house payment every month the amount short added up to too much and now it even shows we are 9 months behind in our payment.
Bank of America is taking the next 10 days to look at other options. Please pray that they modify our loan.
The other choice is foreclosure.
I need a miracle.