Oh gracious and loving God, I come before You today sinful and sorrowful. I have made many mistakes, and have squandered Your blessings. For this, I am truly and deeply sorry.
Because of my foolishness, I find myself deeply in debt. Lord, please grant me a financial blessing of great abundance not to be wealthy, but to be able to pay down this debt, and make our rent, car, and utility payments on time, as well as provide food for my family. With Your help and guidance, we can learn to live within our means and never find ourselves in this predicament again.