Saint Joseph, I pray that you will assist me in buying a home and getting a mortgage loan. I do not ask to have a home that is out of my means or to place a burden on my family.
I do not have the money for a down payment due to the high rates that my current mortgage company has placed on me and continue to raise our rates, so that the monthly payments are forcing us to fall behind each month.
I ask that you would lay my prayer before the throne of the one true God and help me in this time of need. Hear my prayer.