I need urgent help please to pay all my debts

I need urgent help please to pay all my debts. I have made some really bad choices and bad decisions in my life where I now have consequences I have to face. Bad regrets too. Oh how I wish I didn’t get to this very point. My life is such a mess! I fail everything I do. GOD PLEASE HELP ME. PLEASE LORD I NEED A MIRACLE IN MY LIFE RIGHT NOW PLEASE.