I have made a multitude of mistakes. I have been irresponsible and made bad choices. Because of my poor credit, i have taken payday loan after loan and high interest car loan. I am trying to help my father with his back taxes for his house. Im drowning in so much debt. know I dont deserve help but I repent of my sins and beg you father for a way out of debt and a way I can help my family. Please have mercy on my soul and forgive me. I beg for your help. In Jesus name I pray.